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Cheerful Seniors
Insurance Agent
Original Medicare (Part A-Part B)

Original Medicare is Federal health insurance that includes inpatient hospital and doctor visits. Part A could be as low as $0/mo for those who qualify!.

Prescription Drug Plan (Part D)

Part D is a prescription drug plan you can add on to your existing Medicare Parts A and B for additional benefits.

Medicare Supplements (Medigap)

Medicare Supplement plans provide extra benefits that can help cover the 20% that Medicare Parts A and B do not cover.

Medicare Advantage (Part C)

Medicare Advantage is private insurance that resembles Original Medicare with extra benefits, such as prescription drugs, vision, dental, and hearing. (Could be as low as $0/mo!)

> Schedule your appointment online

with Rose, your personal Licensed

(and free!) Medicare Agent!

Why should I consider a Medicare Supplement Plan?

Medicare Supplements can pay for all that Medicare Parts A and B fail to cover for an additional low monthly payment! That means:
 

  • No referrals (You can see any doctor!)    

  • No Networks (At any hospital!)                 

  • No co-payments (After only a minimum yearly deductible!)

Why should I consider a Medicare Advantage plan?

Medicare Advantage plans have to be at least as good as Original Medicare (Parts A & B) plans, or better. These additional benefits can include:
 

  • Dental, Vision, and Hearing Coverage

  • Can even include gym memberships!

Wondering if you can enroll?

Annual Enrollment is October 15th - December 7th. However, you may qualify for a Special Enrollment Period!

Turning 65 or Disabled?

When you turn 65, you have a 7 month Initial Enrollment Period (IEP) encompassing your birthday.
If you are declared disabled or have end stage renal disease you may qualify before reaching 65.

Retiring or lost coverage?

Retiring or losing your job opens you up to a 63 day special enrollment period after your coverage ends.

Did you move recently?

After a move outside of your original plan's service region, you have a 2 month special enrollment period to regain coverage.

Why Choose Rosie?

Full of joy and always laughing, she cares about her clients, is a St. Louis native and all the work she does for you is 100% free!

Rose O'Brien-Simpson

Licensed and Certified

Insurance Agent

IMG_1465_edited_edited.jpg
Rose O'Brien-Simpson

Licensed and Certified

Insurance Agent

Rose is full of joy and takes pride in making sure her clients receive the best care and the best coverage to meet their specific lifestyle needs.

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And remember, all the work I do for you is 100% free!

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